Once we have had a taste doing some thing else it is very hard to go back to a boss.Life can suddenly have a new meaning and new direction. If one feels they can make it on their own, then go for it.I had that same point in time when I had a chance to change my workplace and try on my own.That was 30 years ago.I had a wife but no children but we managed to survive. Why , I beleive our thinking changed. We were able to channel our thinking different which we couldnt have done positively while working for a boss.Its very different. Once you have tasted it,it is hard to go back.Working for yourself sharpens the mind because you want to succeed.Makes it even better when you have family support.