no really i am saying that the fundamental manner in which banks do business is dishonest, at its core! you CANT lend out imaginary money and demand to get paid back in real money, its criminal. now, obviously not everyone that works for a bank is a criminal. the reality is that only those at the top make the exhorbitant profits, so the average bank employee is just another person getting scammed. but i am quite serious about my assessment of banks, very serious indeed! its a criminal enterprise, and that manner of lending out pretend money should stop today!