I have no idea how this stuff works nor an opinion on winners and losers. In one of Wayne Dyer's latest tapes he is discussing the Law of Attraction and tells a story.
He was trying to change a light bulb and the bulb broke loose from the metal part that screws into the socket. He needed a pair of needle nose pliers and did not have any. He went for his daily 10 mile run with the intention of getting a pair when he got back home. At the end of the run there had showed up a pair of yellow handled needle nose pliers in his driveway.
Maybe in the big scheme of things, there are no losers. I have no idea. I just love playing the game.