Another piece of the puzzle

I was with my 8 year old daughter today as she played by herself on the beach. It struck me that as long as she knew I was with her she was happy and content to play, explore and take risks, secure in the knowledge that her father would be there to make sure everything was ok.
Or to say it differently, as long as she believed a greater power than she was watching over her, she was willing to take almost any door that opened to her.

Correct me if I'm mistaken, but isn't this the same thing as is being proposed? That if you trust fully in a greater power to watch over you you can confidently walk through those open doors?
And isn't then the resulting success simply a result of this belief providing one with a greater confidence rather than anything substantial, as with my daughter?

She will, as all children eventually do, at some time experience an event(s) that will break this trust. How then is it to be regained as is proposed by this article?

I, like most, have experienced many difficulties in life. A devastating divorce, a government that broke me financially, business setbacks, career problems, gurus/masters who misled me on my spiritual path for their own gain, and currently a seemingly incurable illness. These events have mostly come from blindly walking through those open doors with faith and trust. The recoveries have come, almost without exception, from the hard labour of research, application, discipline and persistence.
Clearly I have many more examples of the value of Cause and Effect than I have from blindly taking Open Doors.
Yet the compelling arguments of Eckert Tolle, William Samuels and other credible masters, state explicitly that it is those specific events which have the sole purpose of breaking the ego--which, when it finally happens, cause one to simply give up--and turn egoless to the universe, with the absolute proof that one cannot do this on one's own.

It could logically be concluded then that the universe purposely destroys the child's trust in order to see if the adult can regain it. Seems somewhat mean-spirited.
Comments?