I have a Debit Card. I don't want to blow all my money at once. I'm very impulsive. I'm learning to deal with that aspect of my quirkiness. I have considered that I have a bi-polar issue. I have a friend who is bi-polar and she has mentioned to me that it sounds similar to her. I have taken many of these online self checks, but I don't know how accurate these are. I've been on the extremely high end of Positive when I've took tests for OCD's, Depression/Anxiety, Social Phobias, Panic Disorders,and Bi-polar sympthoms. How accurate are these? I don't know. I have gone to my doctor to address these issues only to not be able to get it all out. I am considering telling my husband everything and letting him come with me and tell the doctor. I don't know why I can't get this out of my mouth to him? It's very frustrating. I really want a better life. I just have to do it.