Re: fat chin and neck!
Cleansing and weight loss are the only answer.
The herbal wrap will not make any fat, no matter the location disappear overnight.
I would recommend that you cut out all junk food and food that is detrimental to your health. That means all simple carbs such as refined
Sugar and flour. All packaged foods. Eat a whole foods diet rich in organic fruits and veggies, nuts, seeds, pure sources of protein. Absolutely NO soy and NO milk. Yogurt is the exception. Also read the ingredient labels on absolutely everything! Don't purchase anything that has artificial flavor, color or sweetener such as splenda or aspartame!
Then cleanse, cleanse and more cleansing....until you feel like a million bucks!
Beware though because while you are cleansing you may feel like crap! But after-wards when the crappy feeling passes you will feel wonderful.
Then do some exercise such as walking, hiking or swimming. With some sort of resistance or strength training in there. You can do this cheaply by going to Walmart and buying a resistance band for $10. Along with the resistance band will come a chart of prescribed exercises.
It may take some time - but it'll be worth it in the end.