fat chin and neck!

ok, see this is driving me nuts! Over the last few years, my double chin (which was bad enough) has turned into a "triple" chin, and fatty neck. It's as though I don't have any jaw line, just one head and neck, not jaw line. This is terrible. Now, I do chin exercises and all. I don't eat very much either. I'm 44yr. old woman, I'm about 30lbs overweight, (which I'm trying to loose) but this chin and neck fat is incredible. I feel so embarassed! If there is anything that can take this away, please tell me. how do you loose weight around your neck? I realize that this must be part of loosing weight altogher, but even when I have lost weight on the rest of my body, my neck and double chin remain fat! AWFUL! shouod I do a liver flush, bowel cleanse??????/ I am planning on doing that anyway, for my health, but I was wondering if that is WHY this neck fat has accumulated! what about herbs? I've seen this "wrap" offered on the internet, where apparetnly you put this herbal paste on this big chin wrap thing and then wrap it around your double chin and head for the night, and then it's supposedly gone in the morning..as if the herbs absorbed into the skin and helped deplete the fat storage or something, I don't know. does apple cider vinegar help? I take the cleansing drink every morning already (ACV, molasses, lemons) THANK YOU