I disagree with the Power of Negative thinking. The speaker may be right about what he says, but what is the alternative?
A little creative thinking can go long way. One granddaughter of mine used going to community college for some courses, scholarships whenever available, taking some courses on line, and worked. She was able to live here and save the cost of a dwelling, Took her 6 years but has a bachelor's degree in nursing. She did all this to be debt free at graduation. She is working on her Master's degree on line now and will be debt free when she gets there.
I can see many, many doors open to her than the ones heading to the unemployment line.
For my money, the "Power of Positive Living" will go a whole lot farther than the "Power of Negative Living."