" The borrower is slave to the lender"....I stay away from debts as much as possible...you dont need credit...i cut up my credit cards years ago...and have since made more money living within my means...
I invest my own money...I know the stock market very well...I keep it simple with my retirement...diversified index mutual funds...I have a ROTH IRA..so I will never have to pay any more tax on the money as it grows.
Your right...you had better learn to take care of your own money and health...in the end, no one else will care about your health and success.
I think its great you have lots of bartering things..smart man...I wish I had more.
If times get really bad one day..your herbs and knowledge might make you the richest man around!
Keep up the good work...and I will keep buying the good herbs...world keeps turning