Hi Karlin...interesting life-transforming experience!
I just want to say that I think you're comparing apples with oranges; Rudenski's classic NDE with your horrific, life-altering car accident. Your experience seemed to have made you aware of what it means to be Alive!...on Earth...within the material world. Rudenski's experience put him in touch with the other-worldy. Two different experiences...but life-transforming none-the-less!