I very much agree with your point of view. I had a very similar experience. My life started spiraling downwards very rapidly until I became aware that I "owned" my life and acknowledged that I had the power to shape my own life in the direction of my choosing better than anyone else could. I think it okay to seek and listen to advice, but ultimately we need to take charge/responsibility and assert our right to be.
An added danger of going to psychics as that many of them work in tandom w/entities outside of themselves. Also, allowing a psychic access to your soul (which you do to a greater/lesser extent depending upon a number of factors). What I mean by this is that in order for a psychic to read you, the psychic will need to mingle his/her energies to some extent w/your own. These energies and/or sometimes psychic cords can remain connected to you even after you stop seeing the psychic. There are entities also which are energy vampires -- being a psychic would be a very good way to find willing and vulnerable victims. There are many reasons to avoic psychics -- and like propolis writes -- many of them have very disfunctional lives. Prayer and meditation are, I think, better ways to get in touch w/your psychic self.