Sleep apnea or just stress???

I am hoping to gain some insight on what keeps happening to me every night. Can anyone tell me if these are the symptoms of apnea or is it all just stress.

Wake suddenly in a panic gasping for air right after falling asleep but this incident only happens once in a while and usually only one time per night and the rest of the night im fine.
Wake in a panic sitting up wondering what jolted me awake within the first hour of falling asleep. This isnt every night either. Only sometimes.
Toss and turn frequently.
Even if I relax during the last few hrs of evening, when I go to sleep my brain just races.
I wake around 4 worrying that I may oversleep or hear the alarm which will scare me so I sleep/wake every couple min for about 2-2.5 hrs.
I sleep lightly and if I wake up from any noise my mind starts racing immediately with a list of to do’s or the worry I thought about all day.

During the day I:
Cant focus on people.
Mind constantly racing.
Dwelling on my worries and problems.
Constantly stressed.