Wel, an update on the ring worm. I got an email from one of us curezonees. He/She suggested that I try garlic. I gave it a try and it is working.
Here's what I did...
For last three days I have been slicing a thin slice of garlic, putting it on the ring worm directly pressing on it for couple of minutes three to four times a day. The red areas have shrunk and turned into brown, almost gone. I will continue with this till it disappears.