You sai it though, your'e a commitment phobic and you are exhibiting the symptoms ie in your mind your'e already calculating everything and thinking it wont work out and then basically giving urself somewhat of an out as to why u maybe shouldnt pursue this thing further therefore you remain safe and never have to commit to anyone.
But heres what I'm saying thinking it all in your head is not helping ACTIONS will answer your qustions go out and figure out something fun for guys to do I bet you after hanging out a lot of your questions will be answered.Also let him know your fears when you feel its the right timing.Get to know what he's about right now ur just assuming and you know what they say about assumptions.