Trust me, there is no FEAR involved. I just simply choose not to do business with or subject my family to them. Since becoming a parent I'm especially aware and observant of other people, especially parents of other kids -- because I want to know exactly where my kids are playing and what type of house they'll be playing in. Who the heck wants their kids in an environment where "right and wrong are infinite?" Likewise in business....why would I do business with someone who might think it's 'right' to steal from me?....or get away with as little as possible? It's not fear...it's a common sense way of life.