You've guessed wrong, I'm very far from wealthy. I used my rainy day fund, all the money I've saved over the last few years for a downpayment on a car to replace my 1990 Nissan. Getting healthier is more important than driving an automobile with air conditioning. I can't drive a car if I'm dead! Fortunately, the Nissan is still running like a dream. The body is beginning to rust through, though. Choices, choices, choices! Health is more important than newer transportation. And I chose to overspend a bit to increase my chances of living....