According to crafty insurance moguls, their revolutionary ‘smart’ plug-in device connects to your car’s computer port which is normally located just beneath the steering wheel. They claim that it only records drivers when they accelerate, brake and steer. They claim that this data will reveal how erratic a driver you are, which in turn will determine your road risk actuary – and how much you will have to pay for auto insurance.

Most ‘smart’ people realize that this smart device will not save you money, as much as it will give insurance companies like Progressive an easy metric by which to raise your rates, not lower them.

If that isn’t bad enough, now cyber researchers in America have shown how hackers can send a simple text message to manipulate your car’s functions – even disable your car’s brakes.