The bank system does not provide any protection to clients, and as a result people who have been saving money on their accounts have not so many rights. Today the government can make any decision necessary to maintain the financial and economical situation in the country, that is why all the risks will take ordinary people who have been working hard to earn this money. Sometimes I begin to think that it is much better to take money at home and give some friends or relatives and make some percents from such investments. Also people today can give payday loans for emergencies for people who need monetary help. This is a good variant for these who want their money work. Also this is a short-term obligation, so you will benefit in month.