Purchasing long term care coverage with inflation rider is recommended these days. The reason behind this is because of the price hike on long term care. The cost of caregiving, long term care facilities and other forms of long term care are increasing every year. Without this type of rider, policyholders will end up shouldering a part of their expenses. No one wants to be in this kind of situation especially those who aren't that fortunate to have assets. If you will need long term care for an extended period of time, this rider is definitely a must-have. For more information about long term care insurance just click here.