It is special protection towards those insurance policies which provided limited cover towards, injury, property damage, because of having additional advantages that include –
1. An additional lawsuit of $1 million or more.
2. An additional defense cover is about $100,00 or more.
3. Special in the sense that it adds liability for some lawsuits that is not covered by the home and auto insurance.
It is good idea to have with such policy with $1 million as it is paid in $150 to $200 to cover the $1 million. For more information about various insurance policies have a look to http://www.tradecoverwa.com/