go the small local bank route

but check to see if its not on the bad bank list

most credit unions are SIPC insured instead of FDIC.

SIPC is a industry coop self-insurance group and is extremely underfunded in a financial-crisis extinction event.

the govmint can print money for FDIC insured banks.....'course bread will be $10 soon after.

ITS LONG!!!.....bad bank list(in addition to the big banks that are BANKRUPT if you "mark-to-market" their balance sheet!!!):

http://cr4re.com/PBL07292011.html

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