I had the same symptoms, and zero insurance for several years. I just got on medicare, so I now have insurance. I was referred to a neurologist, and guess what he found out after doing an MRI and MRA? I had an old skiing injury to my head which caused all kinds of issues. And, yes, my neck is out also, and I am going to a Chiropractor who only treats the neck. It was easy to see in the Xrays how really off my neck and spine are. He told me it will take a long time to fix because my muscles and tendons are strong, and will keep pulling my neck back every time he resets it. My range of motion is much better now.