This topic connects directly to the "realm" of NDEs, as forgiveness is a very important part of the decision process as to whether or not we decide to stay "here" and go "there" - back into the "Light."
It is best to have a loving and forgiving heart - for others as well as yourself - once you come before the "crossover" point in front of the Light. This way, you will not be "guilted" into coming back to this life and into bodies that burn.