We should all call Bayer and ask for a refund. My ins. didn't cover and I had just paid the last of the $500 I owed prior to removal! That sucks. Who knows what the bill will be for removal? I read a stat from Desperate Boyfriend that his family Dr. researched the Mirena and decided not to insert these (good for him) he told him the stats say 55% of women have the Mirena removed before the 5 year mark. Interesting. So probably the other 45% have,nt linked their symptoms to the IUD or thay are fine. (things that make you go hmmmmm)