Both of your post are very good and I am happy that you are a member of our community here.  We need people who give insight into true happiness.

Destiny:  is it planned and can it be changed?.  Whatever happens, let us thank God and then let us ask God to protect us from what he has deemed our destiny.  Never say, I should of done such and such but accept what comes our way with patience and humility.  "Whatever God decides I am happy with".  One of my husbands last words.