... expounding upon what is not among the great issues that need to be addressed at this time ..... during an election-year, no less! Some might quibble and say this is not a ghost, but a goblin. Others might say it is neither but actually a sorcerer, and even some others will counter and say that this is merely a poor excuse for a human, a human banker at that, one exceptionally wealthy poor excuse for a human banker often said to go about disguised as any of the former.