I would have the chiropractor work on it, muscles/ribs/spine, etc. all play a part in alignment. It sounds like an irriatation or just as easy a stimulation. I would make sure all extra weight off and Chiropractor say everything in its proper place.
Christopher has a herb formula to help, but I see it more of a weight issue or out of alignment issue where the urine function is being stimulated because of various reasons. The cold hands, etc. and cloudy urine may all me explained some what in the iodine book in the web school, but Iodine is not always the single cure-all, diet/habit/etc. all play a major part.