People that choose to opt for natural healthcare and take responsibility for their own health are not "freeloaders". I have not had insurance in 10 years and frankly don't want it. And I'll be forced to pay for something I am philosophically opposed to over my dead body. So I should be forced to fork over 3000.00+ to criminal insurance companies as a precaution should I ever get in a car wreck?? The system is broken beyond belief.