i dont know what you think you have to defend. how can remaining stationary be constructive? i am trying to learn from all of this, not wallow in it. if you think i am beating a dead horse just say so. its not an emotional issue to me. its a puzzle that i am determined to understand. if i didnt need help in doing so, i would never post about it. i am thinking about those to come. everyone comes here with the question, how much do i take? "i dont know" is not an acceptable answer to me. it is reasonable for people to want some frame of reference and to ideate some expectation of the consequences of their actions. i came from a place of nothing to lose. i learned to live without such conveniences. others are not so fortunate, or unfortunate, as the case may be. everyone comes from a different starting point, but the goal for all is basically the same. there is no need to unnecessarily torture oneself, if that is in fact the case.