i think in most peoples cases on here its the latter (although to varying degrees), the darker more coarser facial hair that is way more noticaeable than the peach fuzz.

> are we just talking about the light colored peach fuzz
> that is normal or are you all actually getting thick,
> course facial hairs that are similar to mens' beard hair?

The thing is that the thick, coarse facial hair develops from light-colored peach fuzz that has been stimulated by testosterone. At first it can appear that there's just a bit more peach fuzz and then that the fuzzy hairs are getting coarser in some areas. And with enough testosterone stimulation, they can become just the same as those in the same areas on a man. While it's true that most men have much more and much stronger growth of facial hair than most women, and also true that the vast majority of white men have facial hair, and also that some white women have no significant facial hair other than peach fuzz, there's an enormous overlap between men and women. Pure-bred native American Indian males, for example, have little or no facial hair. In fact an average American white female is quite likely to have as much facial hair as a pure-bred American Indian male (though of course most native American Indians, like most people, have a mixed ethnic background).
Speaking for myself, my moustache growth certainly outstripped that of boys my own age and by the time I was 15 I was shaving every day. On the other hand, growth around my chin didn't start in earnest until my 40s -- though again with regard to that, it's male-type growth. If I let it grow in, it's coarse, dark, male-type growth.
I think part of the problem is that it's something of a taboo subject and people don't realize how common it is.

> Though, this veers off topic slightly, I do want to thank you,
> 23955, because your advice has helped me personally a lot. I
> used to be really self-concious and worried that people out
> there wouldn't accept me. That they would always be staring at
> my face, and even now I do sometimes. But knowing there's a
> woman out there like you who can keep her head high and dismiss
> this facial hair thing as just a small problem you have to deal
> with no bigger than shaving your legs every day...well, I admire
> that. And I admire the fact as well that there are great people
> out there who accept it...that you can even find someone to live
> a happy-ever-after and that you even have the confidence to tell
> people about it. Because of your stories and your advice I've learn
> so much, and now believe that when I find that right person for me,
> they won't be scared away by the facial hair. Thank you very much
> for offering such wonderful advice to everyone.

I'm glad that sharing my story has been a help for someone.
I'm very conscious of the fact that my life has probably been very different from what it would have been if I hadn't had full-blown moustache growth by the time I was fifteen. But the thing is that I'm equally sure that my life hasn't been any worse than it would have been if I didn't have facial hair. I did find a husband (well, actually he found me when I was 19 and we married two years later) and he wasn't turned off by the fact that I shaved every day. Or even by the fact that I was about as flat as pancake. We've had a great life and lots of kids and as far as shaving is concerned, well, that's just a couple of minutes at the most each morning. Once I passed 40 my beard began to grow in on my chin, but when I'm shaving anyway it's only a few seconds more to shave. And actually, most mornings the first thing my husband does is rub my bristly chin with his lips -- I don't pretend to know why he enjoys it, but he actually does. The fact that I shave is no secret from my kids and I think the fact that I'm open about it with the family is a great help to me. The other thing that's a great help is having a really good electric razor. You mention being conscious of the fact that at the end of an eight hour shift you had stubble. My Norelco is rechargeable and very quiet -- easy to use in the washroom at work if I had to.
The other thing that I myself have found encouraging is that though I expected that men would despise me because I had to shave, in reality the men who know that I shave have all been very nice about it and seem to appreciate having been let in on my "secret" -- it certainly hasn't soured my relationship with men.