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6 Clever Ways To Crush Your Debt
Debt is a universal struggle. High interest credit cards, hospital bills, or student loans, car payments — everyone knows the challenge.
Date: 3/30/2022 2:48:34 PM ( 32 mon ) ... viewed 916 times
6 Clever Ways To Crush Your Debt
DEBT HELP
Paying off debt is easier than you think if you have the right plan.
Last updated Feb 2, 2022 | By FinanceBuzz Editors
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Debt is a universal struggle. High interest credit cards, hospital bills, or student loans, car payments — everyone knows the challenge. If you feel like you’re drowning in it, you’re not alone. A recent study shows that over 80% of Americans are in debt.
So how do you get out of it?
Crushing your debt is easier than you might think, as long as you have the right plan. It'll take some work and dedication, but we're here to help. Below you'll find 6 clever ways you wouldn't normally consider to help you crush your debt.
Imagine how great it will feel when you no longer have it looming overhead!
1. Ask this company to pay off your credit card debt
Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You end up being a slave to the debt. And even though you make regular payments, it feels like you can never make any progress because of the interest.
The Payoff loan is designed specifically to help you get out of credit card debt faster, without having to make drastic life changes. With a Payoff loan, you could pay off your credit card debt (with potentially way less interest) in one simple monthly payment. And rates are as low as 5.99% on loans up to $40k.
Try it
2. Get out of $10,000 or more in debt
If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?
National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly payment.
Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!
Try National Debt Relief
3. Cancel your car insurance
We’ve got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there’s something much better.
This new tool from FinanceBuzz can tell you if you’re overpaying for your car insurance in just a few clicks. On average, we find around $500 a year in savings for drivers. And once you try it out, you’ll never have to look for affordable insurance again because we find you the lowest rates that other companies can’t match.
Oh, and it’s also free. And come on — you can’t tell us you don’t want to save up to $500. To find out if you’re losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you’re overpaying. It takes less than 2 minutes.
See if you’re overpaying
4. Get $10 to start investing in Amazon, Tesla, and other companies
Stock shares in companies you may trust, such as Amazon or other companies can be very expensive for beginning investors to buy.
The good news is that Stash allows you to start investing with just $5 or less and you can buy fractional shares so you can afford to get a piece of companies that are household names4. You can also find useful tools and guides to help build you a portfolio.
As a bonus, Stash will give you $10 to invest after you deposit $5 or more into your personal portfolio.2
Want even more tools and guidance? If you choose the Stash+ plan3 when signing up, you can earn 2x stock rewards when you spend on eligible purchases!5
Sign up for Stash now
5. See how much money you can get back from this account
We hate to tell you this, really. But if you aren’t using the Aspiration debit card, you’re missing out on extra cash with every purchase you make. Don’t worry though… it’s easy to fix.
There’s a debit card from a company called Aspiration, and they give you up to 10% cash back every time you swipe your card. Like when you’re…
Shopping for clothes? Yep… cash back.
Going to the pharmacy? Mhmmm. Cash back.
Getting groceries for the week? Yes, cash back!
It’s so simple. Who doesn’t want extra money? To see how much you could earn, just enter your email address and link your bank account6. By the way, Aspiration is free, your money is kept safe with military-level security, and your deposits won't fund fossil fuels.
See how much you could earn
6. Increase your credit scores instantly, for free
Your credit scores affect whether you can get approved for a loan, a credit card, or even a new job. Usually it can take weeks or months to improve your credit scores, but there's an innovative new feature that could help you raise your FICO® Scores1 instantly.
Experian Boost™ can help you get credit for making on-time payments for your phone and utility bills. The process takes just minutes and if qualifying payments are identified, you can include this positive information in your Experian credit file. (Don't worry: If you have any negative marks, those won't count against you.)
Since launching, Experian Boost has collectively increased FICO® Scores across America by over 10 million points. It's 100% free and new potential credit scores take effect immediately.
Sign up for Experian Boost now
7. See if you're overpaying for homeowners insurance
Are you overpaying for homeowners insurance? It only takes 60 seconds to get quotes with FinanceBuzz so you can compare options to see if you could save money on great coverage.
Finding the right homeowners insurance can be overwhelming, but with FinanceBuzz you can compare rates from top insurers in the U.S., all in one place. Comparing homeowners insurance quotes can help you get the coverage your home needs at an affordable price.
It's free and fast to compare quotes. See how much you could save!
Compare rates now
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