1. Eat less meat.

No one is telling you to become a vegetarian, but if you can move your focus from beef, pork, and chicken to beans, tofu, and lentils, you'll find that you not only feel better but will save a lot of money in the process. Meat is expensive, and even with today's modern farming methods, it is still inefficient to convert plants into protein. If everyone in America ate even one vegetarian meal per week, it would free up enough grain for 660 million loaves of bread!

2. Increase the "investment" in your home.

While it may seem like something you should do, it's a great way to reduce your budget without having to sell or borrow money. A significant part of an individual's savings is tied up in their house and its contents--it can be easy to forget how much you own when your rent or mortgage payment each month covers the bills and keeps the lights on. It's a hard habit to break but think of all the unexpected things you might need that are stored there--a computer, a bike, extra furniture, or even something as simple as additional storage racks for clothes.

3. Negotiate your car lease/lease payments/pay off the car early.

Often, you don't have to spend a lot of money to make it more affordable. You'll save even more money if you pay off the car and then negotiate a lower lease payment. With that said, however, negotiating with your lender can be a complicated process--you may want to consult an attorney instead for help hammering out a deal that works for both parties.

4. Buy used.

The same is true for buying used electronics--you may be able to save significantly by finding a deal that's right for you. When you do, however, it's important to remember that the quality and benefits of your new purchase will be the same as if you had purchased new--making sure that you have a great warranty and customer support is key to making sure all of your purchases are safe and last a long time.

5. Buy in bulk when possible.

Everything from spices to toothpaste can be bought in bulk; it may not seem like a big deal, but every little bit helps save money at the store. Even when you buy in bulk, consider buying in smaller amounts when possible--you'll save more money and only have to pack a smaller bag at the store.
6. Buy less expensive clothes online.

Not only can you get better deals online, but if you're a Payless.com or Banana Republic's membership program, you'll get free shipping when you purchase at least $75 of merchandise.
Cash flow banking is the best way for new business owners to save money. The idea is that whenever you charge a credit card, withdraw from your bank account, or transfer funds from one bank account to another, you create an automatic debit and transfer the money into your savings account. This strategy doesn't require any extra effort on your part and significantly compounds the interest rates of your savings accounts due to the compounding effect of interest. The less time you have on hand to manage your finances, the better this strategy will work for you in securing increased savings.