the doctrine of fire insurance is everywhere. but the lord is definitely speaking to your heart and, hey, you aint dead yet!
go where the lord leads you in your walk, do the things he expects of you, and everything else HE will take care of - its not your responsibility. forgive your husband and treat him the way the lord says to - the way you would want to be treated if you were in his position. it is as if he were christ and you were the elect. that is what the bible says, so treat him that way. the lord has ways of dealing with those who dont take their responsibilities seriously or who mistreat his dear children. all you have to do is be one of his. you may end up dragging him into the kingdom kicking and screaming, but it will be worth it for both of you. no greater love has any person than they lay down their life for their friend.