Edward Dowd: "We've calculated excess deaths, disabilities and injuries, excess deaths. We wrote methodology papers on how we calculate them. Three different methods, we prefer the second method. These can be compared to the actuarial tables from the insurance industry, which saw similar excess death in their group life policy."

"So these excess deaths are undeniable. What is going on currently is certain governments are now changing how they calculate these numbers. The ONS just announced a change to the calculation methodology for their excess death number, which reduces obviously the excess deaths, because they like that result better."

"We suspected that might happen, so that's why we wrote our methodology papers and published them in September of 2022. And the actuarial tables that the insurance companies use haven't changed. So excess deaths are continuing. The insurance companies are seeing the same excess mortality, especially in the working age population. So these deaths are undeniable. This is, you can't hide the dead bodies, unfortunately."

"One America CEO Scott Davison in a Chamber of Commerce meeting revealed that he had seen 40% excess mortality in the millennial age group 25 through 44 and even as high actually for 25 through 64. And he said that's. 10% increase would be once in a 200 year flood or a three standard deviation event. 40% was off the charts, just off the charts."

"Unfortunately, there's still a lot of controversy in the insurance industry where a lot of people don't even want to look at the vaccine issue. A lot of these CEOs mandated, got the job themselves, who are in a state of denial. They have raised prices in group life policy, so the losses are less now. Losses will be coming in whole life policies due to Byzantine accounting dynamics."

"So we expect to see reserves taken once they lower their long-term mortality. assumptions and or raise their long term mortality assumptions, I should say. And we'll see losses start running through their PNLs this year and next. With it, I have whistleblowers and there's been discussions at board level meetings about the continued excess mortality and they dance around every issue except the vaccine."

"There was a huge makeshift from ultra-young starting in 21. Disabilities weren't apparent in 2020. And if you look at the disability numbers and you can... drilled down into them. The rate of change for the employed in our country in disabilities between 2021 and 2023 was 38%."

"So that was a rate of change increase of 38% versus the general US population, which has been nine, and not in labor force, only 4%. So I encourage everybody to go look at his data, and it's indisputable, basically."