...I've had around 8-9 open tabs/windows going for the last day and a half - and once I start responses with that many open tabs, I don't check to see what's been posted/added since I started my response. SO, I didn't see that Willowley had already posted a lot of the information I had in my post until just now.
Oops! I didn't mean to repeat what had already been shared & acknowledged (but at least I included some good thinks n' thoughts :)