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PayPal options & solutions...Re: More info...Re: Thanks water01
unyquity Views: 4,990
Published: 11 years ago
This is a reply to # 1,875,764

PayPal options & solutions...Re: More info...Re: Thanks water01

:::deep breath & a smile:::

I have used PayPal (both to receive & and send payments) since two weeks after it was offered (as a PowerSeller on eBay that shipped worldwide). I also have a PayPal debit card. There are many risks involved in accepting payments (particularly if the payment received involves the selling of a product). There are virtually no risks in using PayPal to send payment. (The one possible risk would be if you wanted to put the payment on your credit card via PayPal and the credit card transaction was declined...then the money would be taken from the bank account IF your settings were set as your bank account as the 'back up funding source').

Okay, firstly, to have an official "PayPal account" it *must* be associated with a personal bank account - there's absolutely no getting around that.

From Canada, you can send us a Money Order in US Dollars. And yes, you'd be surprised at how many people remit with cash (via Registered mail). There are many people that are 'exiting' the banking system.

If you no longer have a PayPal account, you *CAN* use PayPal to pay with your credit card by setting up a 'mini account' that does not require any association with your bank account (link below) But you can not do this if you already have a PayPal account...and it sounds like you might still have some type of a PayPal account.

If you have a PayPal account now and want to close it completely (like you'd have to do, to choose this option):
Sign into your PayPal account, click/hover over "Profile" and choose "More Options" ---> "My Settings" then "Close Account" (then follow instructions).

If you do not currently have any type of a PayPal account: place your order, choose PayPal as your Payment Method and complete the transaction. When you get to the page that says "Pay at PayPal Now", go ahead and click that button - but DO NOT ATTEMPT TO SIGN IN to the PayPal account you do not have (because that will trigger PayPal to try to get you to create a regular PayPal account).

After clicking "Pay at PayPal Now", close that window/tab, and use this URL to remit with your credit card via PayPal:

Send Money in the US or Overseas - PayPal's Money Transfer Services - PayPal.

This process will require personal information to validate your identity (and a password) but you will not be required to associate anything with your bank.

If you already have a PayPal account, it IS already associated with your bank account (or it hasn't been completely set-up, and therefore, not usable...but will prevent you from creating a 'mini account' to use via credit card only). So if you have a PayPal account that IS already associated with your bank account and you haven't tried to add a credit card lately (and you want to be able to purchase via PayPal anywhere PayPal is accepted with monies in your PayPal account, bank account OR credit card), your first step would be to try to add a credit card to your existing PayPal account now. To do this, sign into your PayPal account. Then hover over/click "Profile" and choose "Add or Edit a Credit Card", then "Add Card", then follow the instructions...and see what happens. It may approve the credit card (if so, then the issue is solved).

If PayPal declines your card/attempt, then you would have to go through whatever verification process is required by PayPal...and that normally takes up to 3 business days to complete (or used to).

In summation - if you don't want to have anything to do with PayPal, but only want to use it occasionally to pay merchants like us (whose only way to accept credit card payment is via PayPal), then make sure your original PayPal account is closed...and use the link above to remit via credit card. To use PayPal typically, you would have to associate the PayPal account with your bank account and go through the normal verification process.

'Hope that gave you enough information to deal with this in the way that is best for you :)



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